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I Found A Buyer For My Home but Now What Do I Do To Protect Myself? Can You Help Me To Close The Transaction?1-17-2009Yes. At Pohl Real Estate we'll listen to what you've already agreed to with the buyer and we'll put the transaction together as well as make sure all documents are in place to not only protect you but also the buyer. We do this for a very nominal fee and it's worth every penny. Many times when buyers or sellers come to me to help them put a transaction together they forget about or don't think about a lot of items that I deal with everyday. If you are asking yourself any of these types of questions give me a call we'll work out a fee agreement based upon your needs. 1. I've heard I need title insurance is that something I can skip? 2. I'm wanting carry back a loan for the buyer but I'm not sure how to set that up? Will they pay me or can I get them to pay an independent third party? Should I record the note? How do I prepare the note? What about a trust deed? What about making sure the buyer has an insurance policy? What if my loan will be a second mortgage how will that impact me should he stop paying me? What if the buyer wants to assign the Note to another party? 3. How do I make sure that all the stuff that's in the home will stay in the home? 4. What about alarm systems and water and sewer systems? 5. What about home warranties? 6. What happens if they want a home inspection and something comes up? Who should fix it? What if I just want to lower the price? What if I want them to pay for it? Do I have to fix the items? How do I make sure that I get what I want in the contract? 7. Do we need an escrow company? What do they do and why? 8. Are the taxes paid in full? How do I know? What happens if I buy a home and they owe taxes who's responsibility is it then? 9. What is earnest money? 10. What if the other party claims that I would pay for something when I wouldn't? How do I make sure I protect myself? 11. Can I tell the buyer that something in the house works when I know it doesn't? Is it there responsibility to check? 12. If the buyer pays a downpayment or earnest money and at the last minute they don't want to buy the home do I get to keep that money as consideration?
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